Message From CEO
Dear Valued Stakeholders,
Welcome to KB Daehan Specialized Bank (KDSB)!
First, I would like to express my heartfelt gratitude and appreciation to our esteemed customers, dedicated employees, supportive business partners, helpful ministries and regulators, and all valued stakeholders for your endless supports and interest in KDSB. You have played most significant role in our success and growth.
Throughout our 5-year of establishment, KDSB has experienced a remarkable development. From being one of the smallest specialized banks in 2018, we have now become a well-known specialized bank in Car Loans with a registered capital of over USD 73 million.
As a member of KB Financial Group, the leading financial group with the largest customer base and most extensive branch network in South Korea, we are dedicated to providing our customers a fast, flexible and safe service just as they are DRIVING A SUPERCAR ON A HIGHWAY. Not only an Auto Finance product, at KDSB, we provide many other kinds of loan and credit product, such as Housing Loan, Corporate Loan, Agriculture Equipment Loan and Card product. These products were designed to fit with the needs of our customers in this modern age. We understand the unique requirements and financial goals of each customer, and we strive to offer the best solution to both household individual and corporate.
Along the way, with this remarkable and successful journey, we have committed to sustainability and the development of the society through various types of Corporate Social Responsibility. We always allocate some amount of our profit to pay back to this society by conducting a Book Donation project, Library Renovation/Construction, School Building Construction, Agriculture Training Center, Recycled Product Support Program, Traffic Mirror Installation, etc. I believe that a small contribution from each company, including KDSB, will make a big change for a better Cambodian society.
None of our achievements (both business achievement and Corporate Social Responsibility achievement) would have been possible without the support of our customers, employees, business partners, ministries and regulators, and all stakeholders. We are very grateful for your unwavering support, collaboration, and contribution.
We promise to provide you the best financial solutions and keep you drive on “Your New Highway in Finance” with KDSB.
Pak Du Ho
Chief Executive Officer
Bank Profile
- Bank NameKB Daehan Specialized Bank Plc. (“KDSB”)
- HistoryJuly 2008: Founded as Tomato Specialized Bank March 2018: Changed into KB Daehan Specialized Bank Plc.
- Business SectorSpecializing in Auto Finance, Card Business and General Loans
- Head OfficeAddress: Building No. 1, 20th, 21st & 22nd Floor, Street No. 360, Phum 8, Sangkat Boeng Keng Kang Ti Muoy, Khan Boeng Keng Kang, Phnom Penh, Cambodia
KB Daehan Specialized Bank Plc. (“KDSB”) is a joint venture between KB Kookmin Card and Indochina Bank. KB Kookmin Card is a subsidiary of KB Financial Group, the leading financial group with the largest customer base and the most extensive branch network in South Korea, which is a member of the Dow Jones sustainability indices of NYSE.
Indochina Bank has had a great successful experience in Auto Finance in Lao PDR. Based on its parent companies’ successful and long experience in finance and its new innovation, there is no doubt that KDSB is a trusted bank that is able to provide fast and flexible service to the Cambodian credit market and make a better financial society in Cambodia.
Vision, Mission & Core Values
KDSB’s Vision is to be the specialized bank by successful experience from South Korea.
KDSB’s Mission is to make people feel excited by providing fast and flexible services such as being able to drive supercars on the highway.
Vision
Driven by world-class talents and bold innovation, to become your trusted happy life partner .Our goal is to become a lifelong financial group by leading innovation that shifts the financial paradigm with our best professionals.
Mission
Financial services delivering changes – happier life and better worldWe aim to deliver financial services that bring happiness and well-being to our customers and society.
Core value
Customer-centricity : Benefits to our customers and prioritizing them in our decision making.
Expertise : We relentlessly strive to develop industry-leading competencies.
Innovation : We foster creative thinking and drive first-mover initiatives to reshape the future of the financial services industry.
Trust & Integrity : As a financial services provider, we adhere to the highest standards of ethical conduct, always acting in good faith and with integrity.
Shared growth : By growing together with our customers we aim to contribute to the advancement of society.
Financial Highlights
In 2021, KDSB showed incredible growth of 142.6% in net profit amid the challenge of the unprecedented COVID-19 pandemic. During this prolonged crisis, based on the advanced knowledge and experience of risk management gained in South Korea, KDSB was still able to manage risk well. The growth of total assets was mainly from the increase of loan disbursement amounts which rose considerably year on year.
Bank Culture
KDSB has established with a very unique bank culture, making KDSB be a differentiated banking institution in Cambodia.
Korean Language Course The Korean language course is one of the educational bank cultures. It was created in 2019 which the basic course of Korean language was provided to employees who are willing to learn a new language for their future development. The class was successfully finished in 2020 and the student who successfully completed the course was rewarded with a prize and certificate of completion from the CEO.
Korean Food Cooking Club The cooking club is a very unique culture of KDSB. It was created with the aim of pleasing employees after their hard work during the week. Thus, the club opens on every second Friday evening. By joining this club, employees can learn the history/culture of each menu and how to cook popular Korean food. Not only providing knowledge related to foreign food, the club is also a place where employees build good relationship across department/team. The employees’ happiness is seen through their smiling faces and fun chatting during each class of the club.